Discovery

Utilizing Family Tree’s proprietary Personal Financial Planning Questionnaire, we really get to know you. We ask many questions to understand what’s important to you, including your wants, needs, and goals.

Analyze

Next, we take the data collected during Discovery in your Personal Financial Planning Questionnaire and make sure we fully understand all three phases of your financial resume (past experiences, present situation, and financial goals for the future). We also develop a thorough understanding of your budget restrictions, retirement income goals, risk tolerance, and time-horizon, as well as your biggest financial concerns and fears.

Collaborative Case Design

This is when your Financial Professional and a Senior Advisor, Attorney, CFP, or our company President design solution(s) for you. This is also when “shopping” for the right products and companies comes into play. Many factors are considered in this phase, like choosing the right carriers, health factors, tax bracket, hobbies, medical history, life expectancy (including genetic longevity) and much more.

By looking through such a wide lens with a wide array of products, companies and strategies available, we can offer the unique and unbiased solutions we pride ourselves on. There is no “one-size-fits-all” approach to financial planning: Our plans are built specifically for the individual we’re helping, and built with their desired results in mind.

Recommendation

Once we’ve properly analyzed the information in your Personal Financial Planning Questionnaire and collaborated to design an appropriate recommendation or two, it’s time for us to present our findings and potential solutions. We’ll discuss things you are doing well, financially speaking, as well as things you might want to adjust or stop doing depending on our findings. If you can improve your position and more efficiently reach or exceed your goals, this is when we present those recommendations.

Implementation

Once you feel our recommendations are right for your situation, we implement the strategy. The bottom line: We want to recommend the right products from the right companies, use the right strategies, and ultimately create the right outcome for you.